Finance your next car the smart way
Compare loans, calculate payments, and find cars available for hire purchase — all in one place.
From 12%
Interest rate p.a.
Up to 80%
Financing available
60 months
Maximum loan term
24 hrs
Typical approval time
Finance calculator
Uses the standard amortisation formula: M = P × [r(1+r)ⁿ] / [(1+r)ⁿ − 1]
Monthly payment
KSh 75,117
for 48 months
Interest as % of loan
29% of loan amount paid as interest
Indicative only. Actual rates depend on your lender and credit profile.
Own it — pay as you go
Hire purchase lets you drive the car immediately while paying in instalments. Ownership transfers to you after the final payment — no bank required in many cases.
- No full upfront payment required
- Fixed monthly instalments
- Flexible deposit (typically 20–30%)
- Ownership at end of term
- Available on selected dealer vehicles
How hire purchase works
Choose your car
Find a car marked 'Hire Purchase Available' in our listings.
Agree on deposit
Pay the agreed deposit (usually 20–30% of the car value).
Drive & pay monthly
Take the car home. Pay fixed monthly instalments to the dealer or finance partner.
Own it
After the final payment, full ownership transfers to you.
Finance partners
Banks, SACCOs, and dealer finance options available in Kenya
Banks
SACCOs
Dealer Finance
Browse finance-ready cars
These cars have been pre-approved for financing or hire purchase. Get behind the wheel faster.